Learn more about the Great Retirement Income Gap.
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OneAmerica® Care Solutions Marketing Campaigns

Your clients may plan for the retirement of their dreams – only to face a great retirement income gap.
The income gap happens when individuals’ or couples’ retirement needs drastically change – unexpectedly – and their expenses suddenly exceed their budget. It’s possible your clients will experience a dramatic gap due to a chronic health condition or physical disability that require long-term care (LTC) services in retirement. Older adults also may need regular daily assistance as they age.
If your clients aren’t prepared for the retirement income gap, they’ll likely have to spend their assets much faster than expected. Have you thought about how this would impact your business?

Work with your clients to create a financial strategy that includes OneAmerica® Care Solutions. Our asset-based LTC products offer a guaranteed death benefit, guaranteed cash value growth, guaranteed return of premium, optional joint protection and most importantly, LTC benefits with the opportunity for guaranteed lifetime protection and no premium increases. We are the only company to offer lifetime LTC benefits with an asset-based LTC product.
OneAmerica Care Solutions products can help protect your clients from the great retirement income gap – and we have materials to educate them about their options. View this short training video to learn about the income gap and how you can help your clients.
Consumer resources
Access consumer sales materials to educate your clients about the great retirement income gap. For state-approved versions, scroll to the state selection grid at the bottom.
Brochure
Use this brochure to walk your clients through the great retirement income gap. The piece includes a hypothetical scenario.
LTC Concept Report
Learn about the effects of LTC events on retirement income and funding options, and see how asset-based LTC protection offers more value.
SOCIAL MEDIA
Run this social media campaign to educate consumers on how they can help protect against a possible retirement income gap.
State-specific sales materials
Learn about OneAmerica Care Solutions and how you can position asset-based LTC products for your clients.
Producer resources
Learn about OneAmerica Care Solutions and how you can help more clients avid the great retirement income gap.
Great Retirement Income Gap for Annuities video
Learn how you can help annuity clients with their Great Retirement Income Gap.
Care Solutions core materials landing page
This landing page has a wealth of sales materials for Annuity-Care and other Care Solutions products. Be prepared to make the sale by viewing and ordering relevant sales materials from this page.
Not a deposit • Not FDIC or NCUA insured • Not guaranteed by the institution • Not insured by any federal government agency • May go down in value
OneAmerica® is the marketing name for the companies of OneAmerica.
Note: Products are issued and underwritten by The State Life Insurance Company® (State Life), Indianapolis, IN, a OneAmerica company that offers the Care Solutions product suite.Not available in all states or may vary by state. All guarantees are subject to the claims-paying ability of State Life. Provided content is for overview and informational purposes only and is not intended as tax, legal, fiduciary, or investment advice.
For use with financial professionals only. Not for public distribution.
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