Have a question? Like more information?
Protecting Your Business
Keep Your Business Running Smoothly
Running your business can feel like more than a full time job — from keeping the lights on to meeting fiduciary responsibilities. Learn how strategic business planning can protect business assets while considering tax implications for your business structure.
It is important that you build solid business strategies to assure that:
- Your business is protected from the sudden loss or disability of a key employee
- Your employees' benefits needs are met
- You, your family and business associates receive reasonable compensation for your business
- You and your family continue to benefit from your investment in building a solid business even after you leave it
Contact your financial professional to make sure you have suitable protection and compliance practices in place for your business, or let the companies of OneAmerica® help you find a financial professional.
Developing an Education Program for Your Employees
Implementing an employee education program is an important way of encouraging employees to enroll in and get the most out of their retirement plan. As a plan sponsor, you can use an Education Policy Statement (EPS) to define, document and benchmark your employee education initiatives. While not required, an EPS gives your education plan structure, helps you set goals and establishes responsibilities.Read the full article...
Investment Policy Statement Best Practices
Use an investment policy statement (IPS) to outline your retirement plan’s investment philosophy and specify procedures. An IPS helps guide your plan’s Investment Fiduciary — the fiduciary responsible for selecting and monitoring retirement plan investment options.Read the full article...
Understanding Retirement Plan Fee Disclosure Requirements
If you sponsor a retirement plan that is subject to the Employee Retirement Income Security Act (ERISA), stay up-to-date on fee disclosure requirements for covered service providers and plan administrators. Staying informed will ensure that you, your plan participants and their beneficiaries receive required information on a timely basis.Read the full article...
This information is provided for overview or general educational purposes only. This is not be be considered or intended to be legal or tax advice. Changes in the tax law may affect the information provided. For personalized assistance, including any specific state law requirements, consult a legal or tax advisor.