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Life Insurance & Annuities

Life Insurance & Annuities

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Discover Opportunities

If you are a person who wants to make a difference, consider a sales career with the individual life and financial services division of the companies of OneAmerica®. We will help you get started as a financial professional and provide countless resources throughout your career. Each step of the way, we reward the efforts of hard working and committed financial professionals.

Life Insurance, Annuities & You

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OneAmerica Offers Many Paths to Your Success

You've Got the Power!

Our comprehensive development program helps you leverage your entrepreneurial spirit and leadership skills as a General Agent, Career Agent. Preferred Brokers and independent financial professionals have capitalized on their personal potential and built lucrative careers with the companies of OneAmerica. Listen to their experiences in our collection of short video clips at The Power of You.

General Agents — Grow a general agency and lead financial professionals who sell our products to individuals and businesses. We provide transition compensation, financing, benefit packages and more. Contact Josh Hauser at josh.hauser@oneamerica.com.

Career Agents — You can achieve your potential as a Career Agent with access to a fixed life insurance and annuity portfolio and our development program featuring schools, seminars, online curriculum and more. Contact leadershipcareers.ind@oneamerica.com.

Preferred Brokers — If you want more benefits than a broker, as a Preferred Broker, contact Josh Hauser at josh.hauser@oneamerica.com.

Brokers — If you are a financial professional who prefers to represent several companies, consider pursuing an independent broker relationship with the companies of OneAmerica. You can help clients select suitable options from your complete portfolio of products and services. We proudly align ourselves with some of the top independent producers in the country. To learn more, contact Nikki Dipple at nikki.dipple@oneamerica.com.

We'll Help You Build a Practice to Be Proud Of

We want our financial professionals to have practices they are proud of and we're serious about your training. As you step into your new career with us, you'll get the support and guidance you need, when you need it. Build your practice with confidence, and know that we are with you every step of the way.

Online, on-demand learning center — The Center of Excellence is a comprehensive, state-of-the-art online training portal designed to meet the training needs of new and seasoned field professionals.

Advanced sales support — Succeed in advanced markets with supporting literature and personalized assistance from our team of attorneys. You can help clients preserve their estates, protect their businesses and more.

Face-to-face training — As a career financial professional with the companies of OneAmerica, you will have access to events and education where you can perfect your sales skills, pursue professional development and nurture new markets.

Sales Desk — Your personal advocates at the sales desk serve as your liaisons with the companies of OneAmerica. They want to help you get your agency up and running, push through business, make sales and more.

OneAmerica's Personal Touch

Claims & Policyholder Support

Our dedicated professionals personally greet clients who call in with questions or concerns. Your clients will receive dedicated service and assistance when they want to claim benefits, request loans, coordinate payouts or make other changes to their life insurance policies and annuity contracts.

Client Education

Our financial education section offers information and provides resources to your clients who want to learn how life insurance and annuities can help them prepare their financial futures. 

Help Clients Prepare, Protect & Preserve Their Financial Future

Position yourself as a financial professional of choice — for your clients’ lifetimes and beyond. Use competitive life insurance products and annuities from the companies of OneAmerica to help clients prepare for the future, protect loved ones and preserve business interests. For more information and to help you establish and grow client relationships, and develop ideas for helping individuals achieve short- and long-term financial goals, see our products and services.

Whole & Term Life Insurance

Legacy Whole Life Insurance — A flexible policy with the security of guaranteed premiums and values. Use it to help clients address financial needs or as key person insurance to help protect business interests. Policy form # L-59.

Legacy 121 Whole Life Insurance — By spreading premium payments over a longer period of time (to age 121) payments typically are lower than with traditional whole life insurance products. Plus, clients get the reassurance of a guaranteed death benefit. Policy form # L-59.

Liberty Select Whole Life Insurance — With this flexible plan, clients make policy payments over a limited amount of time to secure lifelong insurance protection. Offer your clients guaranteed premiums as well as guaranteed premium payment periods and policy values. Policy form # L-59.

American Accumulator Universal Life Insurance — This flexible premium variable universal life (FPVUL) insurance policy can help with college funding, retirement and estate preservation. Policy form number series FPVUL.

American Protector Plus Series Level Term Life Insurance — This term life insurance coverage portfolio can provide families with: 10-, 15-, 20- or 30-year level premium guarantees, guaranteed renewable coverage to age 95, full conversion to permanent coverage1 and optional child benefit and waiver of premium riders. Policy form # T-2000.

All products listed above are issued and underwritten by American United Life Insurance Company® (AUL). May not be available in all states.

Universal Life Insurance

Optimum Accumulator Universal Life Insurance — This fixed-interest life insurance product offers the flexibility to add numerous riders and to adjust premiums to match a personal budget. Policy form number series 2900.

Optimum Accumulator is issued and underwritten by Pioneer Mutual Life Insurance Company (PML), a stock subsidiary of American United Insurance Holding Company. May not be available in all states.

Fixed Annuities

Secure5 Fixed Annuity — Clients who have 412(e)(3) retirement plans can use this annuity to enhance their financial future. There are three options for guaranteed interest rate periods: one-year, three-year and five-year. Policy form # LA-31.JKT S5

Single-Premium Immediate Annuities — Guarantee a periodic income for a fixed period of time — or for life. Life annuitization options are great for clients who worry about outliving their assets. Policy form # LA-21, LA-22 and LA-23

Freedom Builder Indexed Annuity — A fixed indexed annuity with more growth potential than traditional fixed annuities as well as downside protection against market losses. Policy form # LA-32

Fixed Annuities are issued and underwritten by American United Life Insurance Company® (AUL). May not be available in all states.

Variable Annuities

Voyage Protector Individual Variable Annuity — Help clients address long-term financial goals with a standard death benefit as well as a long-term care facility and terminal illness waiver. Offer clients more than 50 investment options, and attach optional riders according to individual financial needs. Policy form # IVA2007

One401k — Designed exclusively for small businesses, One401k allows individual participants to benefit from the advantages of a traditional 401k plan without burdening a small business with reporting and administration demands of a traditional plan. A customizable variable annuity with full-service third-party administration makes One401k an all-in-one package. (The One401k plan is funded by investing in an individual variable annuity contract issued by AUL.) Policy form # IVA2007 or NLIVA99

DirectPoint Individual Variable Annuity — A variable annuity with two different contracts can provide a variety of benefits, including an annuitization guarantee, access to more than 50 investment options and a no-withdrawal-charge feature. Policy form # NLIVA99

Variable Annuities are issued and underwritten by American United Life Insurance Company® (AUL). May not be available in all states.

Advanced Market Products

Help business owners retain key employees, provide comprehensive benefits or transition/exit their business on their terms.


Registered group variable annuities, and variable life insurance products are sold by prospectus. Both the product prospectus and underlying fund prospectuses can be obtained from your investment professional or by writing to OneAmerica Securities, Inc., 433 N. Capitol Ave., Indianapolis, IN 46204, 1-877-285-3863.  Before investing, carefully consider the fund’s investment objectives, risks, charges and expenses. The product prospectus and underlying fund  prospectus contain this and other important information. Read the prospectuses carefully before investing.

Retirement plans from American United Life Insurance Company® (AUL) are funded by AUL annuity contracts. While a participant in an annuity contract may benefit from additional investment and annuity related benefits under the annuity contract, any tax deferral is provided by the plan and not the annuity contract.

Variable insurance products issued by AUL are distributed by OneAmerica Securities, Inc., Member FINRA, SIPC, a Registered Investment Advisor, 433 N. Capitol Ave., Indianapolis, IN 46204, (877) 285-3863, which is a wholly owned subsidiary of AUL.



Web Content Viewer (JSR 286)



Web Content Viewer (JSR 286)


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